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Empower is shutting down — switch to FirePath

Know Your Number.
Chart Your Path.

One dashboard to track net worth, model every FIRE scenario, and plan withdrawals — all powered by your real portfolio returns.

app.firepath.io/dashboard
FirePath dashboard showing net worth chart, FIRE scenarios, and withdrawal safety analysis
67% to FIRE
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The problem

Your spreadsheet can't project your freedom

You're paying $100+/yr for account aggregators, then maintaining a separate spreadsheet for projections. That's two tools doing half a job each.

01

Multiple tools, one goal

Mint is dead. Empower is shutting down. You're cobbling together 3-4 apps and a spreadsheet just to answer "when can I retire?"

02

Stale projections

Your spreadsheet uses assumptions from last year. Real market returns, real savings rate changes — none of it updates automatically.

03

No scenario modeling

Coast FIRE vs. Fat FIRE? What if you switch to part-time? What withdrawal strategy gives you 95% confidence? Your spreadsheet can't tell you.

From chaos to clarity

Drag the slider to compare your old workflow with FirePath

Messy spreadsheet planning Clean FirePath dashboard
Before After

FIRE Scenarios

Four paths to independence

Model Lean, Coast, Barista, and Fat FIRE against your real numbers. Watch projections update as your portfolio changes.

Lean FIRE
$625,000
4.2 years remaining

Cover essential expenses with a minimal lifestyle. ~$25K/yr withdrawal.

Coast FIRE
$412,800
Already reached ✓

Stop saving — compound growth covers retirement. Work just for current expenses.

Barista FIRE
$780,000
6.1 years remaining

Part-time work covers health insurance + gap. Investments cover the rest.

Fat FIRE
$2,500,000
14.7 years remaining

Full lifestyle with no compromises. ~$100K/yr withdrawal at 4% rule.

The dashboard

Every number you need, one screen

app.firepath.io/dashboard
FirePath full dashboard with net worth tracking, FIRE scenario cards, and portfolio analysis

Features

Built for people who track savings rate to two decimals

Real-Time Net Worth

Aggregate every account — brokerage, 401(k), IRA, bank, crypto, property. See your true net worth update daily.

True Portfolio Returns

Time-weighted (TWRR) and money-weighted (IRR) returns. No more guessing — know exactly how your investments perform.

FIRE Date Projection

Your projected FIRE date recalculates with every market day. Based on your real savings rate and real returns — not assumptions.

Scenario Comparison

Coast, Barista, Lean, Fat — see all four FIRE variants side by side. Adjust assumptions and watch projections shift in real time.

Withdrawal Planning

4% rule, Guyton-Klinger, VPW — compare strategies against your actual portfolio. See success probability across 10,000 Monte Carlo runs.

Empower Migration

Import your Empower Personal Dashboard data in one click. CSV upload for everything else. Don't lose years of tracking history.

Pricing

Less than your daily coffee

14-day free trial. No credit card required.

Pro

For individual FIRE pursuers

$7 / month
  • Unlimited account connections
  • All 4 FIRE scenarios
  • TWRR & IRR tracking
  • Withdrawal calculator
  • Empower data import
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Recommended

Household

For couples planning together

$12 / month
  • Everything in Pro
  • 2 user accounts
  • Combined net worth view
  • Joint FIRE projections
  • Monte Carlo simulations
  • Priority support
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Frequently asked questions

Is my financial data secure?

Yes. We use bank-level 256-bit encryption and Plaid for read-only account connections. We never store your login credentials. Your data is encrypted at rest and in transit. We're SOC 2 Type II compliant.

Can I import my Empower Personal Dashboard data?

Yes. Export your Empower data as CSV and upload directly into FirePath. We'll map your accounts, balances, and transaction history automatically. Most users are fully migrated in under 5 minutes.

How are FIRE projections calculated?

Projections use your actual portfolio returns (TWRR), current savings rate, expected Social Security, and your chosen expense target. We run 10,000 Monte Carlo simulations across historical market data to give you a confidence interval, not a single guess.

What withdrawal strategies do you support?

We support the classic 4% rule, Guyton-Klinger guardrails, Variable Percentage Withdrawal (VPW), and fixed-dollar strategies. Compare them side by side to see which gives you the best balance of income and portfolio longevity.

Can I cancel anytime?

Yes. No contracts, no cancellation fees. Cancel from your dashboard in two clicks. Your data is retained for 90 days in case you want to come back. You can also export everything as CSV at any time.

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Your freedom has a number.
Find it.

Stop guessing. Start tracking. See exactly when you can leave the 9-to-5 behind.

No credit card required · 14-day free trial · Import from Empower